'Play or pay is not good medicine

February 2005
Business Insurance;2/28/2005, Vol. 39 Issue 9, p8
The article focuses on the new health care legislation in Washington. Employers with at least 50 employees would be assessed a fee that would be used to help fund a health insurance plan offered through the state. However, that fee would be offset by the amount of money employers pay for health insurance. With the average premium per employee now exceeding $7,000, not every employer can afford to pay for coverage, much less a significant share of it. That is something Washington state legislators need to think about as they consider so-called "play or pay" legislation. Other, better choices than a play-or-pay approach that places the full cost burden on employers would be lowering eligibility requirements for Medicaid and expanding state-subsidized programs for those having problems getting coverage in the commercial market.


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