Are California's Large Employers Moving To Catastrophic Health Insurance Coverage?

Maxwell, James; Temin, Peter; Zaman, Saminaz; Petigara, Tanaz
January 2005
Health Affairs;Jan-Jun2005 Supplement Web Exclusiv, Vol. 24, p233
Academic Journal
Large employers in California are experimenting with new health benefit and insurance options as premium rates continue to escalate. This study examines the offer and penetration rates of catastrophic coverage insurance products, including high-deductible PPO and consumer-driven health plans, among large California employers before the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 was passed. Only a few employers offered these plans, and they did not provide adequate incentives for their workers to accept California employers, like the rest of the nation, implemented these plans as alternatives rather than replacements to their current plan choices.


Related Articles

  • WE DOCTORS WERE WRONG ABOUT MEDICARE. Scott, David Jay // Saturday Evening Post;2/24/1968, Vol. 241 Issue 4, p12 

    The article reflects on the doctors' perspective of Medicare in the U.S. It cites that the income of doctors have increased because Medicare partially pays them for what used to be charity work. It states that the average elderly person obtains a level of care that was previously available only...

  • Covering The Uninsured: What Is It Worth? Miller, Wilhelmine; Richardson Vigdor, Elizabeth; Manning, Willard G. // Health Affairs;Jan-Jun2004 Supp Web Exclusives, Vol. 23, p157 

    One out of six Americans under age sixty-five lacks health insurance, a situation that imposes sizable hidden costs upon society. The poorer health and shorter lives of those without coverage account for most of these costs. Other impacts are manifested by Medicare and disability support...

  • Web-based program broadens Medicare Part D services. Hodges, Kristin A. // Pharmacy Today;Dec2006, Vol. 12 Issue 12, p28 

    The article reports on the significance of web-based Community medication therapy management (CMTM) in the implementation of Medicare Part D plans in the U.S. The CMTM provides secure messaging service that delivers MTM cases directly to pharmacists. The Community Care Rx program utilizes the...

  • Overcoming Potential Pitfalls in the Use of Medicare Data for Epidemiologic Research. Fisher, Elliott S.; Baron, John A.; Malenka, David J.; Barrett, Jane; Bubolz, Thomas A. // American Journal of Public Health;Dec1990, Vol. 80 Issue 12, p1487 

    We used Medicare data bases and U.S. Census data to address two questions critical to the use of Medicare files for epidemiologic research. First, we examined the degree to which the population enrolled in the Medicare program is similar to the elderly resident population of the United States,...

  • Reasons Why Seniors Should Buy a Medicare Advantage Plan: Retirement Scan.  // Financial-planning.com;12/28/2015, p2 

    The article explains why senior citizens should enroll in a Medicare Advantage plan to get coverage for their prescription medicine, along with tips on how to save more and spend less in 2016.

  • Medicare to change method of interest calculation.  // Drug Topics;8/9/2004, Vol. 148 Issue 15, p4 

    Reports that the CMS has issued a final rule, in 2004, stating that it is changing the way it calculates interest on Medicare overpayments and underpayments to healthcare providers.

  • Socioeconomic Differences in Medicare Supplemental Coverage. Pourat, Nadereh; Rice, Thomas // Health Affairs;Sep/Oct2000, Vol. 19 Issue 5, p186 

    Examines the difficulty of Medicare beneficiaries in obtaining supplemental coverage for required health care services in the United States through the analysis of data from the 1996 Medicare Current Beneficiary Survey Access File. Characteristics of Medicare supplemental policy owners; Types of...

  • Small Steps or a Giant Leap for the Uninsured? Bindman, Andrew B.; Haggstrom, David A. // JAMA: Journal of the American Medical Association;8/13/2003, Vol. 290 Issue 6, p816 

    Editorial. Discusses health insurance in the United States. Origins of health insurance; Introduction of Medicare and Medicaid; Number of Americans who lacked health insurance in 2001; Reference to a study by McWilliams et all in the August 13, 2003 issue of 'The Journal of the American Medical...

  • Changes and decision facing beneficiaries. Lipowski, Earlene // Drug Topics;11/6/2006, Vol. 150 Issue 21, p23 

    The article reports on several changes in Medical plans in the U.S. The annual open enrollment for November and December 2006 features a new look to Medicare and sets Part D coverage apart from Parts A and B. The beneficiaries' Part D benefit will continue if he or she takes no action. However,...

  • Bitter Medicine. Feulner, Edwin J. // Business Journal (Central New York);4/22/2005, Vol. 19 Issue 16, p29 

    Comments on the initiative of Bush administration to add a prescription-drug benefit to Medicare in the U.S. Significance of the prescription-drug coverage for retired employees; Provisions of the new law; Effect of the new law on retirees' existing employer-based drug coverage.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics